One of the things we financial planners seek to do for clients is remove—or at least limit—the emotional aspects of investing. Even in the best of times, people tend to second-guess themselves, and when times are uncertain, like today, I see many investors focusing on the negative, rather than maintaining a more positive mindset.

The fact is, you’re usually going to find what you’re looking for. If you’re looking for reasons to panic, you’ll find them. Similarly, if you know what advice you want to hear, your ears will be closed to anything that counters it.

I heard this allegory from a pastor and it has stuck with me since:

Hummingbirds look all day for sweet nectar—and they find it.
Buzzards look all day for carcasses—and they find them.

Instead of looking for positives, many investors are poised to get out of the market at the first sign of trouble. We saw that happen as the COVID-19 crisis began. Their emotionally driven behavior may cost them dearly.

Consider modifying your thought process to look for the signs of light instead of the darkness.

• Instead of dwelling on problems, focus on coming up with solutions.
• Instead of thinking you know it all, seek wisdom from subject matter experts.
• Instead of complaining, find opportunities to offer encouragement.

I had the occasion to experience the latter when a client recently called to let me know how much she appreciated me. What a breath of fresh air—it made my day.

As you navigate today’s new realities, please keep this in mind from Matthew 7:7-8 (NIV): “Ask and it will be given to you; seek and you will find; knock and the door will be opened to you. For everyone who asks receives; the one who seeks finds; and to the one who knocks, the door will be opened.”

If you have questions about your financial plan, or would just like some positive discourse with a financial professional, feel free to reach out to me.