Jun
23

Do you recognize the 4 early warning signs of personal financial doom?

You have been doing well for yourself. You have made good money and accumulated a reasonable degree of personal wealth. But, in your gut, you fear you could lose it all. You could wind up in poverty. What would it be like to wake up one morning and find you are losing your business and […]

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May
12

A Trustee’s Fiduciary Duties

I believe the majority of trusts are managed by family members rather than professional trustee or fiduciaries. That is hard to prove since trusts are private documents, but my near 30 years of experience working with trustees makes me believe that is the case.  Having family members act as trustee saves money over the cost […]

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May
23

For the Solo Entrepreneur, a SEP-IRA, or a Solo 401 (k)

For the successful solo business person with no employees, but maybe a spouse, choosing the best option for retirement savings is important.  You want to be able to set aside the greatest amount with the options that are important to you.  People in this category are often consultants or solo professional practitioners of some sort. […]

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Nov
01

Should You Make Your Year-End Charitable Gifts From Your IRA?

by Charles L Stanley CFP® ChFC® AIF® When entering retirement, having a big, fat IRA feels good. It provides a certain sense of security —and that’s a good thing. However, when you consider estate planning for a family with a taxable estate in excess of $5.25 million, that big, fat IRA is a horrible asset […]

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